Many people picture a scam as something obviously off: a strange email, a robotic voice, a too-good-to-be-true offer.
The more dangerous version sounds like
It's easy to set estate planning aside once you've done a version of it. You sign the paperwork. You name a beneficiary. You mentally close the file.
The only
Many people think the biggest risk with money is losing it. A bad investment. A market crash. A bet that doesn't pay off.
But what if the most expensive
Most plan sponsors think about retirement plan administration in terms of participant communications, investment oversight, compliance testing and government
You can do everything right on paper — save diligently, spend reasonably, stay invested for the long haul — and still land in a very different retirement than
When Congress passed the Pension Protection Act (PPA) in August 2006, most attention focused on fixing pension funding rules and encouraging greater
Many people can tell you their portfolio balance. Far fewer can tell you what else determines whether their retirement actually works.
That's understandable. The
For decades, you trained one financial muscle: save, invest, don't touch it. Then retirement arrives and asks you to do the opposite.
Nobody teaches that part
What do you do when you earn well and have generally dialed in the fundamentals: save, invest, reduce debt, stay protected? The challenge was never knowing what
Many estate planning failures aren't dramatic. There's no missing will, no family feud, no document anyone forgot to sign.
The plan is right there in the drawer
