When Congress passed the Pension Protection Act (PPA) in August 2006, most attention focused on fixing pension funding rules and encouraging greater
Many people can tell you their portfolio balance. Far fewer can tell you what else determines whether their retirement actually works.
That's understandable. The
For decades, you trained one financial muscle: save, invest, don't touch it. Then retirement arrives and asks you to do the opposite.
Nobody teaches that part
What do you do when you earn well and have generally dialed in the fundamentals: save, invest, reduce debt, stay protected? The challenge was never knowing what
Many estate planning failures aren't dramatic. There's no missing will, no family feud, no document anyone forgot to sign.
The plan is right there in the drawer
Many retirement plan participants lack the knowledge, expertise or interest in making investment decisions regarding their retirement savings. Indeed
Historically, according to a few courts, participant data may not be a plan asset under the Employee Retirement Income Security Act (ERISA), but it is
Trump Accounts have been in headlines for months. Few of those headlines explain them the same way.
Depending on the article, they sound like a college fund, a
Float is income earned on plan assets during the brief period between when a service provider receives money and when it is actually invested, distributed or
Retirement used to mean a short, quiet final chapter. For many people today, it's something else entirely.
For much of the last century, retirement followed a
